Funding Home Care 

Home care is a growing demand in the UK with an ageing population and the benefits of home care are numerous, receiving assistance to enable you to stop in your own home offers you safety and independence as well as many mental health benefits. 
 
Funding private home care does not need to be a difficult option, if you are a homeowner over the age of 55yrs we can help you explore the option of using the wealth tied up in your home. 
 
Whether you are retired or unemployed, Silver Wealth specialises in helping you to fund private home care in the form of a Lifetime Mortgage which can unlock the wealth tied up in your property to help pay for your home care needs. 

Benefits of a Lifetime Mortgage Plan 

You do not have to sell your home to pay for home care 
You can be retired or unemployed to be eligible for the funding 
You are still the legal owner of your home and can sell your home at any time 
You do not have to make any loan repayments 
You can elect to make voluntary loan repayments 
You can pay for home adaptations, improvements, or repairs 
You can fund annuities or care fee plans 
You can pay off your mortgage or other debts 
You can boost your income 
You have tenure for life in your home 
You have No Negative Equity Guarantee 
You will receive Independent Legal Advice 
Funds released are Tax-Free 
We offer impartial independent advice and information on the Lifetime mortgage care options available. 
 
For FREE advice to see if you are eligible and explore the options available, have an informal, no-obligation telephone consultation with us. 
 
Simply call 07966 060 535 to arrange a suitable time to talk. 

Prab Singh, Adv CeMap, CeCM, CeRER, Heads-up the Wealth department at Silver Wealth. 

Prab specialises in Lifetime funding options, and has been advising on Lifetime mortgage care solutions since 2003. 
 
His experience within the financial services industry spans over 25 years. 
 
Getting the best possible deal for his clients is a priority for Prab, and he has built up close working relations with all the major funders over 20+ years and works closely with their management teams to achieve this. 
 
Silver Wealth offers a nationwide service via face-to-face, telephone and Zoom meetings. 
 
Prab is also chair of the Equity Release Council Adviser Forum, the UK industry body for the Equity Release sector. 
 
As part of this role, Prab is helping the council to shape and promote safer advice processes, resulting in better outcomes for clients. He is also assisting the industry to understand the diversity and cultural needs of ethnic clients. 
Prab only recommends solutions that meet the standards set by the Equity Release Council - which can be found here. 
 
 
Silver Wealth is a trading style of Mortgage Salad Limited, which is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register at register.fca.org.uk under reference 566220. Registered in England and Wales No 5941708. Registered Address: 12 Trinity Close, Tunbridge Wells, Kent, TN2 3QP. 
 
 
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