Why choose Silver Wealth? 

Advising on Equity Release/Lifetime Mortgage solutions since 2003 
Independent Whole of Market Advice 
Specialists in Equity Release 
High Technical Knowledge 
Specialists in difficult-to-place and HNW cases 
Member of the Equity Release Council 
Bilingual skills 
 
Silver Wealth provides independent tailored Equity Release advice and collaborates with many other professional advisers like Mortgage Brokers, Independent Financial Advisers, Tax Specialists and Solicitors to provide the best possible advice. 
 
Silver Wealth offers a nationwide service, both face-to-face and virtually. 

Prab Singh, Adv CeMap, CeCM, CeRER, Heads-up the Wealth department at Silver Wealth. 

He is an award-winning independent Lifetime Mortgage specialist who has been advising on equity release solutions since 2003. 
 
Prab is also chair of the Equity Release Council Adviser Forum, the UK industry body for the Equity Release sector. 
 
Prab's experience within the financial services industry spans over 25 years, where he worked in both regional and multinational companies, including Halifax plc. His broad experience has given Prab an extensive understanding of financial advice and best practice. 
 
During his career, Prab has built up considerable technical knowledge and experience which has led him to specialise in difficult-to-place cases and high net worth clients. 
 
Prab is cautious, shrewd and fiercely independent in his approach, and his unique method of working has provided thousands of homeowners with successful bespoke solutions. 
 
Getting the best possible terms for his clients is a priority, and Prab has built up close working relations with all the major equity release funders over 20 years and works closely with their management teams to achieve this. 
The Equity Release Council leads a consumer-focused UK based equity release market by setting authoritative standards and safeguards for the trusted provision of advice and products. Since 1991, more than 650,000 homeowners have accessed £46bn of property wealth via Council members to support their finances. 
 
The Council also works with government, voluntary and public sectors, and regulatory, consumer and professional bodies to inform and influence debate about the use of housing wealth in later life and retirement planning. 
 
As part of his role as chair of the Equity Release Council Adviser Forum, Prab is helping the council to shape and promote safer advice processes, resulting in better outcomes for clients. He is also assisting the industry to understand the diversity and cultural needs of ethnic clients. 
 
Prab only recommends solutions that meet the standards set by the Equity Release Council - which can be found here. 

Quick Quote 

Request the maximum mortgage amount available. 

Leading Whole Of Market Lenders  

Getting the best possible terms for his clients is a priority, and Prab has built up close working relations with all the major Lifetime Mortgage funders over 20 years and works closely with their management teams to achieve this, including being able to secure - on occasion - bespoke terms. 
 

Equity Release Calculator 

The calculator below enables you to get an idea of what may be available based on your age and property value. This is, however, a basic calculation and only an indication of the offer.  
 
It is always recommended to get in touch with us directly as we may be able to secure more funds for you. 
 
Please remember: if you are a couple, use the youngest age in the calculator. 
 
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